In need of a new car? Scared that poor credit will keep you from getting financed? Poor credit shouldn’t keep you out of the driver’s seat, and we do our best to ensure it won’t. We can help you line up your financing ahead of time, in order to protect against any headaches at the dealer. Both new and pre-owned models are available, and there is no minimum credit score required. Head here to apply online.

Greenwood Auto Financing by Interest Rate

Check out these example loans for a consumer making $1,449 a month, the average in Greenwood. These interest rates are only estimates. Yours could vary substantially from what you see below.

Greenwood Auto Financing without Any Money Down

A bad credit score and no down payment aren’t the best pairing when purchasing a car. For those who have a low credit score, a 20% down payment is often expected. This would be $2,898 for a vehicle priced at $14,490. Of course, cash isn’t the only form of down payment. There’s also trade, provided you have a car or truck to offer in trade. Simply apply online to find out if you could have a shot at zero down financing.

Buy Here Pay Here in Greenwood

There are dealers in Greenwood that finance cars with no banks involved, a type of financing known as buy here pay here. These types of car dealerships are sometimes known as your job is your credit or tote the note dealers.

That might seem like the way to go, but really it isn’t, because you’ll pay way too much for your vehicle in the end due to the inflated loan rates, fees, and pricing.Fortunately, a lot of regular dealerships in Greenwood are able to assist consumers with low credit scores, often delivering more competitive loan rates and payment guidelines. It’s possible you’ll be significantly happier buying a car from a dealer like this, and you’ll save a lot of money as well. Search the listings below for vehicles that suit your fancy, then ask the dealers about your financing options, mentioning your credit issues.