Were you hoping to finance a new car, only to discover your credit is damaged? If you can put some money down, odds are good you can buy the car you need. We have what it takes to get you approved, despite a low credit score. No minimum credit score is required, and you’ll be informed of your approval status in a matter of hours. Apply online.

The Role of Credit and Income for Goose Creek Consumers

A typical monthly income is $1,818 in Goose Creek. More income, not to mention a higher credit score, makes for an increased possible loan. The estimations you see below are based on an income of $1,818 monthly, the average among people in Goose Creek. But remember, the amount you’re actually approved for could vary drastically especially if you have financial issues aside from poor credit.

Zero Money Down – in Goose Creek?

Can you finance a car in Goose Creek with no money down? For people with a low credit score, it isn’t likely. Generally, loan companies are expecting you to put 20% down on any new car. For a car that costs $18,180, you’re looking at $3,636. But keep in mind: a down payment has benefits:

• Quicker approval.
• Decreased APR rate.
• Smaller sum financed.

Keep in mind, you’re able to make a down payment in cash, in trade, or a blend. Contact a vehicle financing professional to find out about any zero down car deals in Goose Creek.

Buy Here Pay Here in Goose Creek

Are you going to buy a car or truck from a buy here pay here dealer? Such dealers will work with almost anyone, even if they have very bad credit scores.

You might be stunned by the loan rates–costly as they are–and the down payments aren’t cheap either.

Goose Creek Bad Credit Car Dealerships

On the plus side, there are other options. Truth be told, many non-BHPH dealers can help you get a car loan, even though you’ve got bad credit. The firms through which such dealers set up financing are much more closely monitored by federal and state authorities than BHPH dealerships, meaning less chance of being scammed. The following is a list of vehicles for sale on car lots in Goose Creek, many of which can be financed even if you have imperfect credit.