Are you concerned that a low credit score could stop you from getting the car you want? Truth be told, it’s possible to finance a car–even a new one–without the greatest credit. We can introduce you to a lender or dealer in your area who can approve you for financing, even if your credit leaves something to be desired. You can submit the online application here.

Florence Car Loan Rates

Here are financing examples for a consumer who gets paid $1,532 per month, the average in Florence. Interest rates are simply just estimates. Yours could be more expensive or less.

Florence Car Loans with Zero Money Down

A low credit score and no down payment usually aren’t a very good pairing when you buy a car. For people with a bad credit score, a 20% down payment is generally a requirement. This would be $3,064 for a car priced at $15,320. However, remember that unless you’re buying a car for the first time, you’re likely to have a vehicle which can be sold or traded in, the funds from which you can use for your down payment. Contact a vehicle finance agent to find out about any zero down car deals in Florence.

Buy Here Pay Here in Florence

Have you considered heading to a buy here pay here dealership in Florencethat won’t care about your bad credit? These types of stores review each person’s income, instead of their credit–the basis for the phrase your job is your credit.

If you hope to improve your credit, however, this type of financing isn’t going to help. These dealerships don’t collaborate with the credit bureaus, meaning your payments won’t translate into a greater credit score.Luckily, there are bad credit dealerships in Florence that offer lower rates, significantly better terms, lower-mileage vehicles, and a lower risk of repossession. And since you’ll be getting a loan through an actual bank or finance company, you’ll be safer from predatory tactics. Scour the listings below for cars and trucks that interest you, then contact the dealerships about your financing options, referencing your credit issues.