Are you wanting one more chance at financing? Charleston has lots of people struggling with credit problems, and we’re here to put behind the wheel. You will likely pay an above average rate of interest, but a local Charleston finance specialist can help you get a rate that’s affordable in light of your credit. Both used and new vehicles are available for purchase, and there is no minimum credit score required. Head here to submit your application.

How Much Can You Borrow?

On average, individuals in Charleston earn $1,536 each month. Just how much you’re able to finance it always based on how much you earn each month, coupled with your credit score. The approximations you see here are calculated from a monthly income of $1,536, the average in Charleston. Keep in mind, however, that actual amount could vary substantially especially if your income is inconsistent.

Should You Put Money Down to Finance a Car in Charleston?

Expecting to secure a car loan without a down payment? If your credit is first-rate, this probably won’t be a concern. If it’s bad, it could be a struggle you can’t win. Most auto lending companies are expecting you to offer 20% down on a new car, 10% on a used one. Allow us to share some instances:

• $15,360 new car, $3,072 down payment (20%).
• $11,520 used car, $1,152 down payment (10%).

However, don’t forget that an excellent way to find the cash required is through selling or trading in the vehicle you’re currently driving. Don’t delay: submit your application to discover how high your down payment may be.

Buy Here Pay Here in Charleston

Do you need to buy a new car or truck in Charleston, but your credit score could be higher? One approach is a dealer where you job is your credit, better known as a buy here pay here dealership. Regrettably, dealerships like these demand elevated rates of interest, and they don’t have new vehicles.

Charleston Bad Credit Car Dealerships

For a better experience, find a bad credit dealership in Charleston that provides better rates, and just might help you boost your credit score through a paid-as-agreed loan. A lesser rate of interest could, in fact, lead to hundreds–perhaps even thousands–of dollars saved. Many of the vehicles below are available for financing with less-than-perfect credit, so find one or two you like and contact the dealers about financing.